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Can I Get Car Repair Financing?

Mechanic with customer after car door repair
 

Does your Rogers ride need repairs, but you don’t have enough money to cover the fees? Then, you should consider getting car repair financing, so you can get back to driving on the Buffalo roads safely! You can also prevent the issues from snowballing into more expensive repairs later, so car repair financing can kill two birds with one stone. Find out more, including if you can get financing with bad credit, to fully explore all of your options! 

 

 

Auto Repair Loans

While there are car warranties, insurance, and protection plans to help cover repairs, you might find yourself in a situation where your vehicle is no longer covered by those programs and where you don’t have money to spare. If you find yourself in this sticky situation, one of your options is to get auto repair financing! Can’t remember if your Chevrolet warranty expired or not? Take a look at the Chevy Owner Center online to view the status. 

Usually, vehicle repair loans are personal loans and they can be secured or not depending on the lender. Your car title could be used as collateral if the loan’s secured. Be sure to take a closer look at the interest rates as well as the terms and conditions of the loan before agreeing to one! 

Can I Get Car Repair Financing with Bad Credit?

How do you go about getting financing for vehicle repairs? You will need a credit check in most cases and this might be nerve-racking for St. Cloud drivers with a bad credit score. While there are available car repair loans for bad credit, it will be more difficult and you will most likely end up with higher interest charges for the same loan amount as another driver with a good credit history. 

Should I Get Car Repair Financing?

Is auto repair financing the way to go for you? Think about the following before deciding:

  • Your vehicle’s current worth
  • Amount to buy a new or used vehicle
  • Overall expenses of the repairs 

If the overall expenses of the repairs are similar to the cost of a new or used vehicle in the Monticello area, then you are better off paying minimum monthly payments for a car with no repair issues than getting vehicle repair financing. 

Count on Our Certified Chevrolet Finance Center 

Still unsure if you should go for car repair financing? Reach out to our finance team on any business day and Saturday, and they can offer advice for your particular situation! To avoid being in a similar situation down the road, explore our YOU+ service plan and learn how to use your GM rewards towards select services at Cornerstone Chevrolet. 

 

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1005 Hwy 25 South
Monticello, MN 55362
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Contact Us

Main 763-210-3991 Sales 763-210-3991
1005 Hwy 25 South
Monticello, MN 55362
Garage
Chat
Cornerstone Chevrolet 45.2954, -93.80195.