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Financing a Car with Bad Credit

Tiny car with coins and finance paperwork

Many Rogers drivers come to us wondering how to get the car they want with bad credit. While financing a car with bad credit will be a bit more challenging, it is still possible! Learn more about the tips for financing a car with bad credit, so you can make the best of your situation. If you have any follow up questions, be sure to reach out to our finance team for more assistance.

Tips for Financing a Car With Bad Credit

Before deciding on taking out a car loan in St. Cloud, you’ll want to be aware of a few things to ensure you’re making the best financial decision for you. Make sure to keep the following in mind:

  1. Determine how much you can afford to pay per month based on your budget.
  2. Make a bigger down payment if possible.
  3. Try to clean up your credit report before applying for a loan. This includes fixing any errors in the report as well as improving your credit score if you have the time to.
  4. Be honest about what kind of car you should buy and don’t get more than you need.
  5. Ask questions!

Why Choose Auto Financing Even With Bad Credit?

One main benefit from financing a car with bad credit is the fact that if you continue to make your payments on time every month, you can raise your credit score. This will improve your overall credit profile, giving you more borrowing power in the future for lower interest rates and credit cards. You may also be able to refinance your loan for more affordable payments in the Buffalo area.

Financing a Car with Bad Credit at Cornerstone Chevrolet

When you choose to finance with Cornerstone Chevrolet, we can help you make it as easy as possible to secure the bad finance credit car loan you need. Simply get the process started by applying for financing online to get pre-approved or make your way to our finance center to find a payment plan that works for you. We also offer guaranteed car financing in Monticello if you don’t want to undergo a credit check.

Learn More Finance Tips

Our team at Cornerstone Chevrolet wants to help you get behind the wheel of a new or used Chevy despite how your credit looks. Now that you know how to get the car you want even with bad credit, learn more about auto finance through our guides!

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Main 763-210-3991 Sales 763-210-3991
1005 Hwy 25 South
Monticello, MN 55362
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Contact Us

Main 763-210-3991 Sales 763-210-3991
1005 Hwy 25 South
Monticello, MN 55362
Garage
Chat
Cornerstone Chevrolet 45.2954, -93.80195.